IT Contractor Mortgages

Contractor Mortgages | Specialist Mortgage advice for IT Contractors and freelance workers.

IT Contractor Mortgages

Contractor Mortgages | We  specialise in matching IT Contractor and freelancers with mortgage lenders offering highly competitive rates coupled with a wide range of flexible products.

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Accountancy for Contractors

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. 

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We do not provide specific financial advice on any financial services, but general information. For specific information we will need to refer you to someone who is authorised by the Financial Conduct Authority.


IT Mortgages complies with the Data Protection Act and therefore your personal information is confidential and secure. IT Mortgages is an introduction service to a network that is FCA regulated and authorised in the UK. IT Mortgages do not charge you any fees but may receive commissions for an introduction for Contractor Mortgages .


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Our sister company Power Accountax Ltd, is a specialist Chartered Accountancy company and PCG Accredited company in providing accounting and taxation services to contractors and freelancers.

Power Accountax Ltd has been established for over 10 years and are very experienced in the IT Contractor accounting and taxation field. They deal with taxation enquiries and tribunal cases, and due to their PCG Accreditation they will be well versed at handling any IR35 issues and defending enquiries using clear case law.

For IT Contractors they offer a fixed package that includes all the services listed below. There are no surprises and you know where you stand in terms of accountancy fees. Power Accountax do not charge by the hour and they look to minimise the work you need to do to keep your accounts in order.

If you are operating through an Umbrella company or any other structure, you need to speak to Power Accountax, as you may be being taxed excessively, in addition there are a lot of schemes including offshore schemes that claim to provide more money in your pay packet, but are risky in terms of HMRC tax avoidance schemes. The HMRC have looked to close a lot of these schemes down now, and can go back and collect any tax due over the last four tax years.

We therefore recommend that you consider a PCG Accredited Chartered Accountancy firm for your accounting and taxation affairs. They will look to reduce your tax within the limits of the law, and furthermore your involvement in running your limited company will be limited. Do not feel that changing from an Umbrella structure or any other convoluted structure will mean more work for you.

For more information visit their site at and they will be more than happy to assist you. The services they offer include:

· · Company formation

· · Annual Accounts

· · Annual Returns

· · Company Secretarial

· · Personal Tax

· · VAT

· · Payroll

· · Minimisation of tax advice

The managing principal of Power Accountax Ltd, Mr Rajesh Kohli BSc FCA qualified and undertook his training with PricewaterhouseCoopers, the biggest accounting and taxation firm in the world. You are in good hands.